Effective Date: September 1, 2022
| CERTIFICATE ACCOUNT [Min. $2,000 - Interest Compounded Monthly] | |||
| APY | APR | ||
| CD-12 MONTHS | NQ | ||
| CD-18 MONTHS | NQ | ||
| CD-24 MONTHS | 3.05% | 3.01% | |
| CD-36 MONTHS | 3.15% | 3.11% | |
| CD-48 MONTHS | 3.20% | 3.15% | |
| CD-60 MONTHS | 3.25% | 3.20% | |
| CD-84 MONTHS (MIN $25K) | NQ | ||
| MONEY MARKET ACCOUNT [Unrestricted - Min $1,500* - Interest Compounded Monthly] | |||
| APY | APR | ||
| JUL | 1.00% | 1.00% | |
| AUG | 1.50% | 1.49% | |
| SEP | 1.70% | 1.69% | |
| OCT | 1.90% | 1.88% | |
| *FOR AMOUNTS BELOW $1,500.00 RATE IS EQUAL TO SHARE RATE | |||
| SHARE ACCOUNT [Member Account - Min $5 - Interest Compounded Monthly] | |||
| APY | APR | ||
| JUL | 0.50% | 0.50% | |
| AUG | 0.50% | 0.50% | |
| SEP | 0.50% | 0.50% | |
| IRA SHARE ACCOUNT [Min $20 - Interest Compounded Monthly] | |||
| APY | APR | ||
| JUL | 1.25% | 1.24% | |
| AUG | 1.30% | 1.29% | |
| SEP | 1.35% | 1.34% | |
| LOANS | |||
| APR | APY | ||
| PERSONAL LOANS | 60 MO. OR LESS | 6.99% | 7.22% |
| DEPOSIT SECURED LOANS | MONEY MARKET RATE + 2% | ||
| NEW CARS | 24 MO. OR LESS | 4.25% | 4.33% |
| 36 MONTHS | 4.50% | 4.59% | |
| 48 MONTHS | 4.50% | 4.59% | |
| 60 MONTHS | 4.55% | 4.65% | |
| 72 MONTHS | 4.75% | 4.85% | |
| 84 MONTHS | 5.50% | 5.64% | |
| USED CARS | 48 MO. OR LESS | 4.99% | 5.11% |
| 60 MONTHS | 5.25% | 5.38% | |
| MORTGAGES & HOME EQUITY | |||
| APR | APY | ||
| VARIABLE 1ST MORTGAGE | PRIME | -0.25% | |
| MIN RATE | 4.50% | 4.59% | |
| MAX RATE | 6.75% | 6.96% | |
| *25% MIN DOWNPAYMENT, MAX AMOUNT $500,000 | |||
| **PLEASE SEE CREDIT UNION OFFICIAL | |||
| VARIABLE 1ST MORTGAGE | FIXED FOR FIRST 3 YEARS | 4.50% | 4.59% |
| NEXT 3 YEARS | 5.50% | 5.64% | |
| THEREAFTER PRIME RATE | -0.25% | ||
| MAX RATE | 6.90% | 7.12% | |
| MIN RATE | 4.50% | 4.59% | |
| *15% OR 25% DOWNPAYMENT REQUIRED | |||
| VARIABLE 2ND MORTGAGE | PRIME | NQ | |
| MIN RATE | % | % | |
| MAX RATE | % | % | |
| HOME EQUITY | 4.75% | 4.85% | |
| Max $80K - 8 Years or less | |||
| ***All rates subject to change daily*** | |||