Effective Date: July 1, 2022
| CERTIFICATE ACCOUNT [Min. $2,000 - Interest Compounded Monthly] | |||
| APR | APY | ||
| CD-12 MONTHS | NQ | ||
| CD-18 MONTHS | NQ | ||
| CD-24 MONTHS | 2.28% | 2.30% | |
| CD-36 MONTHS | 2.52% | 2.55% | |
| CD-48 MONTHS | 2.57% | 2.60% | |
| CD-60 MONTHS | 2.96% | 3.00% | |
| CD-84 MONTHS (MIN $25K) | NQ | ||
| MONEY MARKET ACCOUNT [Unrestricted - Min $1,500* - Interest Compounded Monthly] | |||
| APR | APY | ||
| JUL | 1.00% | 1.00% | |
| AUG | % | % | |
| SEP | % | % | |
| *FOR AMOUNTS BELOW $1,500.00 RATE IS EQUAL TO SHARE RATE | |||
| SHARE ACCOUNT [Member Account - Min $5 - Interest Compounded Monthly] | |||
| APR | APY | ||
| JUL | 0.50% | 0.50% | |
| AUG | % | % | |
| SEP | % | % | |
| IRA SHARE ACCOUNT [Min $20 - Interest Compounded Monthly] | |||
| APR | APY | ||
| JUL | 1.24% | 1.25% | |
| AUG | % | % | |
| SEP | % | % | |
| LOANS | |||
| APR | APY | ||
| PERSONAL LOANS | 60 MO. OR LESS | 5.75% | 5.90% |
| DEPOSIT SECURED LOANS | $ MARKET RATE + 1% | ||
| NEW CARS | 24 MO. OR LESS | 2.99% | 3.03% |
| 36 MONTHS | 3.50% | 3.56% | |
| 48 MONTHS | 3.75% | 3.82% | |
| 60 MONTHS | 4.00% | 4.07% | |
| 72 MONTHS | 4.99% | 5.11% | |
| 84 MONTHS | 4.99% | 5.11% | |
| USED CARS | 48 MO. OR LESS | 4.99% | 5.11% |
| 60 MONTHS | 5.50% | 5.64% | |
| MORTGAGES & HOME EQUITY | |||
| APR | APY | ||
| VARIABLE 1ST MORTGAGE | PRIME | -0.27% | |
| MIN RATE | 3.95% | 4.02% | |
| MAX RATE | 6.50% | 6.70% | |
| *25% MIN DOWNPAYMENT, MAX AMOUNT $500,000 | |||
| **PLEASE SEE CREDIT UNION OFFICIAL | |||
| VARIABLE 1ST MORTGAGE | FIXED FOR FIRST 3 YEARS | 3.95% | 4.02% |
| NEXT 3 YEARS | 5.25% | 5.38% | |
| THEREAFTER PRIME RATE | -0.27% | ||
| MAX RATE | 6.50% | 6.70% | |
| MIN RATE | 3.95% | 4.02% | |
| *15% OR 25% DOWNPAYMENT REQUIRED | |||
| VARIABLE 2ND MORTGAGE | PRIME | NQ | |
| MIN RATE | % | % | |
| MAX RATE | % | % | |
| HOME EQUITY | 3.95% | 4.02% | |
| Max $80K - 8 Years or less | |||
| ***All rates subject to change daily*** | |||