Certificate of Deposit (CD)
For investors wishing to earn higher interest rates by locking in rates for a specific period of time that give you the following benefits:
• Higher dividend rates usually .25% to .50% higher than local banks
• Terms varying from 24 months to 84 months
• Minimum opening balance $2,000
• Quarterly statements
• Protection against changing interest rates
• Interest compounded monthly
• Fully insured up to $250,000.000 by the National Credit Union Administration.
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